Around the world today, electronic devices are some of the most popular personal items people own. Whether it’s a personal computer or smartphone, you can be sure that one own such an item. There are even people who would immediately buy the latest gadget just to keep up with the trend or simply for personal fulfillment.
Unfortunately, some of these folks are not able to control their urges and their use of these gadgets particularly the smartphone that they end up going into debt. They often sign up for unnecessary add-ons and purchase various applications out of curiosity.
So how costly is owning these famous electronic devices these days? PC World.com said the total cost of ownership these days is estimated at $3,800 although this applies to the high-end smartphone units. This cost covers two years of the standard wireless service contract as well as the monthly cost.
According to BillShrink.com, a cost-savings websites, 80 percent of Americans overpay for their mobile phone service. Also, mobile phone users should understand that data usage is normally less costly than making voice calls.
It’s never too late, though, to take steps to avoid these high smartphone costs. For instance, you can choose an a la carte plan with lower rates which is now being offered by some cellphone carriers. Consider the so-called lighter usage plans to reduce costs.
Another way you can cut cost is to use comparison sites to find the best deals currently available. Check out some cost saving websites such as BillShrink.com and MyRatePlan.com that can help you analyze plans and match you with those that suit your needs.
Keeping track of your smartphone usage is also a good move. This way, you know what you are paying and avoid the extra charges that can be added to your monthly bill. There are apps you can use for this purpose such as the free minute tracker for iPhone as well as online data calculators.
If you haven’t done so, make sure to check the adds-ons you add to your smartphone as well. These include warranties, insurance and roadside assistance service which are added to your monthly bill.
When you feel the urge to make voice calls, why not use the voice over internet protocol (VoIP) feature of your smartphone. Use apps such as Skype, Viber and Google Voice that can easily be downloaded online. This option is best suited for people with limited voice and data plans.
It’s not a joke that smartphone usage can lead to debt. When one mismanages the way he or she uses an advanced mobile phone, there’s always a risk of incurring debt and worse, going bankrupt in the future. To avoid going to this extent, it would be best to talk to a financial advisor or a chapter 7 bankruptcy lawyer who can give you professional advice on what to do to settle your woes.
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